How Credit Counseling works by phone

To make the counseling as quick as possible, you will need to have all of your financial information on hand (all income, debts, monthly expenses, etc.) This is all the same information required in our online counseling. Our counselors will input your information into our system to generate a Briefing Report. They will walk through the report with you, and discuss areas that you need to work on and the options that you have available to you, including bankruptcy.